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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,283 | $101,752-52.5% | $164,928-70.7% | $80,911-40.3% |
| Participation rate | 77.8% | 71.8%+5.9pp | 78.6%-0.8pp | 67.6%+10.1pp |
| Annual return | 12.90% | 16.73%-3.8pp | 70.08%-57.2pp | 35.63%-22.7pp |
| Employer contribution / active EE | $2,502 | $2,953-15.3% | $4,343-42.4% | $2,756-9.2% |
| Participant deferral / active EE | $5,337 | $4,477+19.2% | $6,034-11.5% | $4,297+24.2% |
| Admin fee / account holder | $27,907 | $8,218+239.6% | $12,684+120.0% | $6,935+302.4% |