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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,757 | $91,537-39.1% | $130,045-57.1% | $75,173-25.8% |
| Participation rate | 87.1% | 71.5%+15.6pp | 78.5%+8.6pp | 67.2%+19.9pp |
| Annual return | 14.17% | -631.55%+645.7pp | -137.30%+151.5pp | 160.72%-146.6pp |
| Employer contribution / active EE | $4,653 | $2,845+63.6% | $4,321+7.7% | $2,671+74.2% |
| Participant deferral / active EE | $5,260 | $4,343+21.1% | $5,820-9.6% | $4,126+27.5% |
| Admin fee / account holder | $3,153 | $6,780-53.5% | $10,600-70.3% | $5,651-44.2% |