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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,283 | $101,795-52.6% | $165,100-70.8% | $80,959-40.4% |
| Participation rate | 77.8% | 71.8%+6.0pp | 78.6%-0.8pp | 67.7%+10.1pp |
| Annual return | 12.90% | 16.73%-3.8pp | 70.21%-57.3pp | 35.67%-22.8pp |
| Employer contribution / active EE | $2,502 | $2,954-15.3% | $4,348-42.5% | $2,757-9.3% |
| Participant deferral / active EE | $5,337 | $4,476+19.2% | $6,035-11.6% | $4,300+24.1% |
| Admin fee / account holder | $27,907 | $8,221+239.5% | $12,696+119.8% | $6,925+303.0% |