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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,731 | $99,345-75.1% | $84,753-70.8% | $273,972-91.0% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 8.69% | 22.93%-14.2pp | 22.78%-14.1pp | 41.46%-32.8pp |
| Employer contribution / active EE | $3,021 | $4,214-28.3% | $3,574-15.5% | $4,869-38.0% |
| Participant deferral / active EE | $8,879 | $4,270+108.0% | $3,712+139.2% | $5,287+67.9% |
| Admin fee / account holder | $2,225 | $6,645-66.5% | $5,333-58.3% | $10,133-78.0% |