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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,685 | $87,546-78.7% | $75,784-75.3% | $125,389-85.1% |
| Participation rate | 80.0% | 80.2%-0.2pp | 75.8%+4.2pp | 83.2%-3.2pp |
| Annual return | 0.00% | 13.49%-13.5pp | 9.68%-9.7pp | 282.24%-282.2pp |
| Employer contribution / active EE | $2,268 | $3,930-42.3% | $3,323-31.7% | $4,866-53.4% |
| Participant deferral / active EE | $6,691 | $4,230+58.2% | $3,652+83.2% | $5,352+25.0% |
| Admin fee / account holder | $1,155 | $6,503-82.2% | $5,300-78.2% | $9,541-87.9% |