Retirement plan

UNISON SYSTEMS, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Name: UNISON SYSTEMS, INC. - UNISON SYSTEMS, INC. 401(K) PROFIT SHARING PLAN AND TRUST (2017) Form 5500
Creator: UNISON SYSTEMS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, UNISON SYSTEMS, INC. 401(K) PROFIT SHARING PLAN AND TRUST, UNISON SYSTEMS, INC.

UNISON SYSTEMS, INC.EIN 84-1431650Plan #001PY 2017

6130 GREENWOOD PLAZA BLVD. STE. 100 - GREENWOOD VILLAGE, CO 80111303-623-8800unisonsystems.comLinkedIn201-500 employeesinformation technology and services

Prospect flagsLow participationLow participant contributionLow fidelity bond

How to read this page

Total assets (EOY)

$1.3M

+22.1% from 2016

Total participants

184

+38.3% from 2016

Average account balance

$56,744

+38.0% from 2016

Annual return

20.53%

+13.70 pp from 2016

Benchmarks

See 5,160 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,160 peers

Snapshot2017

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$2.59M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$113K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

34.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$165K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.86%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$12518

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Top 3 by compensation

Provider	Service type	Compensation
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC Service code 55	Other Commissions	$4,859
RETIREMENT PLANNING SERVICES, INC.1 year Filed as: RETIREMENT PLANNING SERVICES Service code 13 PO BOX 3789 · LITTLETON, CO 80161	Contract Administrator	$1,221
LPL FINANCIAL1 year Filed as: LPL FINANICAL LLC Service code 55 4707 EXECUTIVE DR · SAN DIEGO, CA 92121	Other Commissions	$0

Plan features & details

Pension benefit codes3D2E2F2G2J2K2A

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$4K

$26 / participant

Contract admin$50011.3%
Other / not subdivided$4K88.7%

% of EOY assets

0.340%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HOLM RYAN TRUITT HALL, LLC
Auditor EIN: 200159856
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$56,744

$80,753-29.7%

$136,294-58.4%

$62,292-8.9%

Participation rate

7.5%

73.5%-66.1pp

81.9%-74.5pp

69.5%-62.0pp

Annual return

20.53%

35.83%-15.3pp

5155.94%-5135.4pp

28.90%-8.4pp

Employer contribution / active EE

$2,884-100.0%

$4,695-100.0%

$2,042-100.0%

Participant deferral / active EE

$1,071

$5,164-79.3%

$6,247-82.8%

$3,169-66.2%

Admin fee / account holder

$193

$525-63.2%

$9,243-97.9%

$479-59.7%

Provider

Service type

Compensation

LPL FINANCIAL1 year

Filed as: LPL FINANCIAL LLC

Service code 55

Other Commissions

$4,859

RETIREMENT PLANNING SERVICES, INC.1 year

Filed as: RETIREMENT PLANNING SERVICES

Service code 13

PO BOX 3789 · LITTLETON, CO 80161

Contract Administrator

$1,221

LPL FINANCIAL1 year

Filed as: LPL FINANICAL LLC

Service code 55

4707 EXECUTIVE DR · SAN DIEGO, CA 92121

Other Commissions

UNISON SYSTEMS, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

UNISON SYSTEMS, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion