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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,265 | $76,551-50.0% | $123,894-69.1% | $62,881-39.1% |
| Participation rate | 75.8% | 73.0%+2.8pp | 81.4%-5.7pp | 69.3%+6.5pp |
| Annual return | 10.46% | 18.68%-8.2pp | 47.52%-37.1pp | 20.14%-9.7pp |
| Employer contribution / active EE | $786 | $2,882-72.7% | $4,617-83.0% | $2,281-65.5% |
| Participant deferral / active EE | $6,620 | $4,840+36.8% | $5,984+10.6% | $3,203+106.7% |
| Admin fee / account holder | $3,593 | $4,826-25.5% | $8,357-57.0% | $4,296-16.4% |