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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,270 | $95,406-69.3% | $185,849-84.3% | $85,847-65.9% |
| Participation rate | 67.6% | 68.8%-1.1pp | 81.7%-14.1pp | 69.3%-1.7pp |
| Annual return | 19.03% | 23.59%-4.6pp | 122.10%-103.1pp | 318.61%-299.6pp |
| Employer contribution / active EE | $1,157 | $3,314-65.1% | $5,169-77.6% | $2,565-54.9% |
| Participant deferral / active EE | $2,830 | $3,424-17.3% | $5,569-49.2% | $3,952-28.4% |
| Admin fee / account holder | $3,292 | $7,214-54.4% | $16,244-79.7% | $6,261-47.4% |