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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,672 | $185,883-39.4% | $170,043-33.7% | $139,466-19.2% |
| Participation rate | 90.0% | 87.8%+2.2pp | 87.0%+3.0pp | 80.3%+9.7pp |
| Annual return | 17.80% | 60.54%-42.7pp | 53.40%-35.6pp | 373.66%-355.9pp |
| Employer contribution / active EE | $7,139 | $7,596-6.0% | $6,790+5.1% | $4,754+50.2% |
| Participant deferral / active EE | $16,597 | $11,626+42.8% | $10,410+59.4% | $6,712+147.3% |
| Admin fee / account holder | $1,664 | $15,393-89.2% | $12,824-87.0% | $11,409-85.4% |