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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,822 | $167,533-64.3% | $151,645-60.6% | $134,545-55.5% |
| Participation rate | 81.0% | 88.4%-7.4pp | 87.5%-6.5pp | 81.2%-0.3pp |
| Annual return | -15.01% | 7.81%-22.8pp | 3.34%-18.3pp | 418.37%-433.4pp |
| Employer contribution / active EE | $6,933 | $6,828+1.5% | $6,165+12.4% | $4,742+46.2% |
| Participant deferral / active EE | $13,852 | $8,985+54.2% | $8,363+65.6% | $6,401+116.4% |
| Admin fee / account holder | $7,810 | $13,781-43.3% | $11,614-32.7% | $11,431-31.7% |