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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,005 | $133,981-32.1% | $112,249-18.9% | $134,532-32.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -23.79% | 47.16%-71.0pp | 27.48%-51.3pp | 418.27%-442.1pp |
| Employer contribution / active EE | $2,582 | $4,040-36.1% | $3,636-29.0% | $4,741-45.5% |
| Participant deferral / active EE | $5,117 | $5,292-3.3% | $4,729+8.2% | $6,401-20.1% |
| Admin fee / account holder | $854 | $7,492-88.6% | $6,412-86.7% | $11,429-92.5% |