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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,878 | $97,732-56.1% | $83,831-48.9% | $135,380-68.3% |
| Participation rate | 84.6% | 80.0%+4.7pp | 76.1%+8.5pp | 82.6%+2.0pp |
| Annual return | -3.71% | 1287.56%-1291.3pp | 850.99%-854.7pp | 519.81%-523.5pp |
| Employer contribution / active EE | $1,339 | $4,222-68.3% | $3,631-63.1% | $4,779-72.0% |
| Participant deferral / active EE | $2,727 | $4,683-41.8% | $4,082-33.2% | $5,609-51.4% |
| Admin fee / account holder | $612 | $6,675-90.8% | $5,479-88.8% | $10,828-94.4% |