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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,384 | $171,492-4.7% | $150,734+8.4% | $198,609-17.7% |
| Participation rate | 92.9% | 81.4%+11.4pp | 78.4%+14.4pp | 82.4%+10.5pp |
| Annual return | 17.38% | 804.70%-787.3pp | 600.81%-583.4pp | 202.70%-185.3pp |
| Employer contribution / active EE | $2,321 | $5,470-57.6% | $4,918-52.8% | $5,055-54.1% |
| Participant deferral / active EE | $6,184 | $6,259-1.2% | $5,610+10.2% | $6,977-11.4% |
| Admin fee / account holder | $555 | $17,628-96.9% | $14,905-96.3% | $19,030-97.1% |