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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,240 | $82,674-76.7% | $125,381-84.7% | $68,486-71.9% |
| Participation rate | 45.8% | 75.1%-29.3pp | 82.4%-36.6pp | 67.9%-22.1pp |
| Annual return | -24.08% | -5.97%-18.1pp | 572.31%-596.4pp | -7.85%-16.2pp |
| Employer contribution / active EE | $1,561 | $3,382-53.8% | $4,815-67.6% | $2,597-39.9% |
| Participant deferral / active EE | $3,177 | $6,111-48.0% | $7,448-57.3% | $4,028-21.1% |
| Admin fee / account holder | $158 | $6,277-97.5% | $10,007-98.4% | $5,404-97.1% |