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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,398 | $65,453-58.1% | $86,691-68.4% | $66,930-59.1% |
| Participation rate | 51.2% | 75.5%-24.3pp | 76.6%-25.4pp | 69.8%-18.6pp |
| Annual return | -18.08% | -10.89%-7.2pp | 35.94%-54.0pp | 1.57%-19.7pp |
| Employer contribution / active EE | $1,177 | $2,154-45.4% | $2,837-58.5% | $2,545-53.8% |
| Participant deferral / active EE | $2,593 | $4,102-36.8% | $4,656-44.3% | $4,238-38.8% |
| Admin fee / account holder | $59 | $642-90.8% | $7,492-99.2% | $593-90.1% |