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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,742 | $56,197-11.5% | $67,652-26.5% | $59,633-16.6% |
| Participation rate | 64.8% | 71.5%-6.7pp | 75.7%-10.9pp | 68.7%-3.9pp |
| Annual return | -0.92% | 18508.10%-18509.0pp | 6625.40%-6626.3pp | 2041.45%-2042.4pp |
| Employer contribution / active EE | $3,100 | $1,615+92.0% | $2,266+36.8% | $2,203+40.7% |
| Participant deferral / active EE | $5,915 | $2,844+108.0% | $3,560+66.2% | $3,192+85.3% |
| Admin fee / account holder | $14,958 | $3,958+277.9% | $4,821+210.3% | $4,297+248.1% |