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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,577 | $107,806-71.6% | $90,655-66.3% | $135,382-77.4% |
| Participation rate | 56.3% | 78.0%-21.8pp | 74.0%-17.8pp | 82.6%-26.4pp |
| Annual return | -8.53% | -0.90%-7.6pp | 1.89%-10.4pp | 519.77%-528.3pp |
| Employer contribution / active EE | $0 | $3,018-100.0% | $2,532-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,808 | $3,872-27.5% | $3,425-18.0% | $5,609-49.9% |
| Admin fee / account holder | $58 | $5,931-99.0% | $4,994-98.8% | $10,829-99.5% |