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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,130 | $73,863+96.5% | $143,797+0.9% | $68,490+111.9% |
| Participation rate | 87.9% | 66.7%+21.2pp | 80.3%+7.6pp | 67.9%+20.0pp |
| Annual return | -19.74% | 0.91%-20.6pp | -0.04%-19.7pp | -7.85%-11.9pp |
| Employer contribution / active EE | $4,454 | $3,185+39.9% | $4,952-10.1% | $2,597+71.5% |
| Participant deferral / active EE | $7,313 | $3,385+116.1% | $5,638+29.7% | $4,028+81.6% |
| Admin fee / account holder | $2,092 | $5,756-63.6% | $14,679-85.7% | $5,403-61.3% |