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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,402 | $85,171+13.2% | $172,753-44.2% | $72,976+32.1% |
| Participation rate | 94.3% | 70.1%+24.2pp | 82.6%+11.6pp | 69.5%+24.8pp |
| Annual return | -0.50% | 27.32%-27.8pp | 803.00%-803.5pp | 81.02%-81.5pp |
| Employer contribution / active EE | $0 | $3,324-100.0% | $5,144-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $4,087 | $3,260+25.4% | $5,198-21.4% | $3,608+13.3% |
| Admin fee / account holder | $23,755 | $5,880+304.0% | $13,956+70.2% | $5,124+363.6% |