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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,370 | $85,169-23.2% | $172,755-62.2% | $72,983-10.4% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 25.73% | 27.32%-1.6pp | 802.94%-777.2pp | 81.01%-55.3pp |
| Employer contribution / active EE | $5,407 | $3,324+62.7% | $5,144+5.1% | $2,440+121.6% |
| Participant deferral / active EE | $5,013 | $3,260+53.8% | $5,198-3.6% | $3,608+39.0% |
| Admin fee / account holder | $1,937 | $5,880-67.1% | $13,955-86.1% | $5,124-62.2% |