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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,270 | $73,102-53.1% | $123,549-72.3% | $56,287-39.1% |
| Participation rate | 49.1% | 74.3%-25.3pp | 82.3%-33.2pp | 69.9%-20.8pp |
| Annual return | -6.42% | 3.01%-9.4pp | 119.20%-125.6pp | -9.96%+3.5pp |
| Employer contribution / active EE | $1,071 | $2,977-64.0% | $4,628-76.9% | $2,111-49.3% |
| Participant deferral / active EE | $3,070 | $5,423-43.4% | $6,426-52.2% | $3,350-8.4% |
| Admin fee / account holder | $1,309 | $554+136.5% | $9,284-85.9% | $521+151.4% |