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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,094 | $57,352-38.8% | $83,831-58.1% | $64,173-45.3% |
| Participation rate | 53.3% | 68.6%-15.3pp | 76.1%-22.8pp | 69.6%-16.2pp |
| Annual return | -7.65% | 11.38%-19.0pp | 850.99%-858.6pp | 7.63%-15.3pp |
| Employer contribution / active EE | $914 | $2,546-64.1% | $3,631-74.8% | $2,381-61.6% |
| Participant deferral / active EE | $2,009 | $2,993-32.9% | $4,082-50.8% | $3,470-42.1% |
| Admin fee / account holder | $11,754 | $4,046+190.5% | $5,479+114.5% | $4,887+140.5% |