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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,235 | $58,828-29.9% | $78,002-47.1% | $62,881-34.4% |
| Participation rate | 47.6% | 71.1%-23.4pp | 75.5%-27.9pp | 69.3%-21.7pp |
| Annual return | 7.42% | 17.16%-9.7pp | 425.99%-418.6pp | 20.14%-12.7pp |
| Employer contribution / active EE | $826 | $1,672-50.6% | $2,470-66.6% | $2,281-63.8% |
| Participant deferral / active EE | $1,950 | $2,686-27.4% | $3,497-44.2% | $3,203-39.1% |
| Admin fee / account holder | $108 | $4,393-97.5% | $5,481-98.0% | $4,296-97.5% |