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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,859 | $157,276-79.7% | $141,177-77.4% | $152,885-79.2% |
| Participation rate | 87.5% | 84.8%+2.7pp | 82.5%+5.0pp | 82.5%+5.0pp |
| Annual return | 25.48% | 64.33%-38.9pp | 71.40%-45.9pp | 345.39%-319.9pp |
| Employer contribution / active EE | $1,751 | $5,262-66.7% | $4,736-63.0% | $4,763-63.2% |
| Participant deferral / active EE | $5,217 | $7,110-26.6% | $6,710-22.3% | $5,851-10.8% |
| Admin fee / account holder | $1,220 | $12,123-89.9% | $10,263-88.1% | $11,598-89.5% |