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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,167 | $138,072-89.7% | $123,549-88.5% | $135,382-89.5% |
| Participation rate | 81.8% | 84.7%-2.9pp | 82.3%-0.5pp | 82.6%-0.8pp |
| Annual return | -12.11% | 153.69%-165.8pp | 119.20%-131.3pp | 519.77%-531.9pp |
| Employer contribution / active EE | $2,091 | $5,152-59.4% | $4,628-54.8% | $4,779-56.2% |
| Participant deferral / active EE | $4,866 | $6,799-28.4% | $6,426-24.3% | $5,609-13.3% |
| Admin fee / account holder | $1,275 | $10,917-88.3% | $9,284-86.3% | $10,829-88.2% |