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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,530 | $190,916-65.7% | $160,037-59.1% | $134,545-51.3% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.0%-3.0pp | 81.2%-6.2pp |
| Annual return | -10.65% | 552.79%-563.4pp | 408.95%-419.6pp | 418.37%-429.0pp |
| Employer contribution / active EE | $810 | $4,996-83.8% | $4,226-80.8% | $4,742-82.9% |
| Participant deferral / active EE | $7,945 | $6,925+14.7% | $6,184+28.5% | $6,401+24.1% |
| Admin fee / account holder | $2,672 | $10,497-74.5% | $8,716-69.3% | $11,431-76.6% |