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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,768 | $228,395-75.1% | $185,861-69.5% | $158,982-64.3% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 6.25% | 40.82%-34.6pp | 35.96%-29.7pp | 302.99%-296.7pp |
| Employer contribution / active EE | $1,440 | $4,968-71.0% | $4,088-64.8% | $4,763-69.8% |
| Participant deferral / active EE | $8,667 | $6,417+35.1% | $5,634+53.8% | $5,983+44.8% |
| Admin fee / account holder | $868 | $11,869-92.7% | $9,503-90.9% | $11,252-92.3% |