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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,767 | $76,551-36.3% | $123,894-60.6% | $62,881-22.4% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 24.84% | 18.68%+6.2pp | 47.52%-22.7pp | 20.14%+4.7pp |
| Employer contribution / active EE | $5,283 | $2,882+83.3% | $4,617+14.4% | $2,281+131.6% |
| Participant deferral / active EE | $5,637 | $4,840+16.5% | $5,984-5.8% | $3,203+76.0% |
| Admin fee / account holder | $727 | $4,826-84.9% | $8,357-91.3% | $4,296-83.1% |