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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4+ years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $26,805 |
Filed as: GLOBAL RETIREMENT PARTNERS Service code 15 · EIN 47-1411118 | Recordkeeping | $20,368 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,718 | $91,439-46.7% | $135,974-64.2% | $71,511-31.9% |
| Participation rate | 87.8% | 75.7%+12.2pp | 81.9%+5.9pp | 67.9%+19.9pp |
| Annual return | 29.44% | 29.90%-0.5pp | 68.30%-38.9pp | 28.86%+0.6pp |
| Employer contribution / active EE | $5,411 | $3,705+46.1% | $4,859+11.4% | $2,589+109.0% |
| Participant deferral / active EE | $11,727 | $7,093+65.3% | $7,760+51.1% | $4,291+173.3% |
| Admin fee / account holder | $312 | $1,267-75.3% | $10,767-97.1% | $1,588-80.3% |