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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,560 | $80,983-32.6% | $96,544-43.5% | $75,177-27.4% |
| Participation rate | 48.7% | 71.8%-23.1pp | 76.0%-27.3pp | 67.2%-18.5pp |
| Annual return | 15.10% | 27.05%-12.0pp | 25.88%-10.8pp | 160.75%-145.7pp |
| Employer contribution / active EE | $2,286 | $2,282+0.1% | $2,966-22.9% | $2,671-14.4% |
| Participant deferral / active EE | $3,741 | $3,929-4.8% | $4,851-22.9% | $4,126-9.3% |
| Admin fee / account holder | $1,906 | $6,717-71.6% | $8,254-76.9% | $5,651-66.3% |