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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,344 | $72,486-55.4% | $87,103-62.9% | $72,976-55.7% |
| Participation rate | 54.8% | 72.8%-18.0pp | 76.9%-22.0pp | 69.5%-14.7pp |
| Annual return | 10.49% | 24.46%-14.0pp | 28.19%-17.7pp | 81.02%-70.5pp |
| Employer contribution / active EE | $1,591 | $1,894-16.0% | $2,521-36.9% | $2,440-34.8% |
| Participant deferral / active EE | $3,612 | $3,270+10.5% | $4,049-10.8% | $3,608+0.1% |
| Admin fee / account holder | $168 | $5,055-96.7% | $7,491-97.8% | $5,124-96.7% |