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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,194 | $73,955-83.5% | $96,520-87.4% | $75,181-83.8% |
| Participation rate | 74.2% | 66.4%+7.8pp | 74.3%-0.1pp | 67.2%+7.0pp |
| Annual return | 22.31% | 26.72%-4.4pp | 35.72%-13.4pp | 160.69%-138.4pp |
| Employer contribution / active EE | $2,184 | $2,930-25.5% | $3,739-41.6% | $2,671-18.2% |
| Participant deferral / active EE | $3,071 | $3,659-16.1% | $4,879-37.1% | $4,126-25.6% |
| Admin fee / account holder | $1,899 | $5,217-63.6% | $6,733-71.8% | $5,650-66.4% |