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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,580 | $157,276-39.2% | $141,177-32.3% | $152,885-37.5% |
| Participation rate | 91.7% | 84.8%+6.8pp | 82.5%+9.2pp | 82.5%+9.2pp |
| Annual return | 30.70% | 64.33%-33.6pp | 71.40%-40.7pp | 345.39%-314.7pp |
| Employer contribution / active EE | $21,172 | $5,262+302.4% | $4,736+347.1% | $4,763+344.5% |
| Participant deferral / active EE | $8,315 | $7,110+16.9% | $6,710+23.9% | $5,851+42.1% |
| Admin fee / account holder | $4,323 | $12,123-64.3% | $10,263-57.9% | $11,598-62.7% |