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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,727 | $62,589-9.4% | $76,768-26.1% | $64,173-11.6% |
| Participation rate | 85.7% | 72.8%+12.9pp | 77.0%+8.8pp | 69.6%+16.1pp |
| Annual return | -5.95% | -1.95%-4.0pp | 2.43%-8.4pp | 7.63%-13.6pp |
| Employer contribution / active EE | $1,819 | $1,832-0.7% | $2,485-26.8% | $2,381-23.6% |
| Participant deferral / active EE | $2,998 | $3,145-4.7% | $3,852-22.2% | $3,470-13.6% |
| Admin fee / account holder | $3,160 | $4,667-32.3% | $6,675-52.7% | $4,887-35.3% |