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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,239 | $81,276+30.7% | $155,574-31.7% | $80,925+31.3% |
| Participation rate | 97.4% | 66.2%+31.1pp | 78.2%+19.2pp | 67.7%+29.7pp |
| Annual return | 13.71% | 33.36%-19.6pp | 64.87%-51.2pp | 35.65%-21.9pp |
| Employer contribution / active EE | $3,877 | $3,103+24.9% | $4,676-17.1% | $2,756+40.7% |
| Participant deferral / active EE | $6,380 | $3,453+84.8% | $5,629+13.3% | $4,299+48.4% |
| Admin fee / account holder | $8,237 | $7,993+3.1% | $15,914-48.2% | $6,940+18.7% |