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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,046 | $77,908+15.6% | $149,696-39.8% | $75,173+19.8% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 16.73% | 31.73%-15.0pp | 134.46%-117.7pp | 160.72%-144.0pp |
| Employer contribution / active EE | $3,339 | $3,138+6.4% | $4,821-30.7% | $2,671+25.0% |
| Participant deferral / active EE | $7,657 | $3,411+124.5% | $5,682+34.8% | $4,126+85.6% |
| Admin fee / account holder | $7,255 | $5,950+21.9% | $13,212-45.1% | $5,651+28.4% |