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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,105 | $77,816+77.5% | $123,552+11.8% | $64,173+115.2% |
| Participation rate | 89.5% | 74.7%+14.8pp | 82.3%+7.2pp | 69.6%+19.9pp |
| Annual return | -5.41% | 12.49%-17.9pp | 119.20%-124.6pp | 7.63%-13.0pp |
| Employer contribution / active EE | $4,526 | $3,014+50.2% | $4,628-2.2% | $2,381+90.1% |
| Participant deferral / active EE | $9,650 | $5,240+84.2% | $6,426+50.2% | $3,470+178.1% |
| Admin fee / account holder | $8,946 | $5,519+62.1% | $9,285-3.6% | $4,887+83.0% |