Filed October 30, 2017
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,886 | $55,423-2.8% | $155,602-65.4% | $74,400-27.6% |
| Participation rate | 35.9% | 61.9%-26.0pp | 78.2%-42.3pp | 67.2%-31.3pp |
| Annual return | 11.52% | 269.07%-257.5pp | 64.81%-53.3pp | 1367.51%-1356.0pp |
| Employer contribution / active EE | $930 | $2,266-58.9% | $4,675-80.1% | $2,624-64.6% |
| Participant deferral / active EE | $1,482 | $2,835-47.7% | $5,629-73.7% | $4,348-65.9% |
| Admin fee / account holder | $3,154 | $1,744+80.8% | $15,923-80.2% | $1,944+62.3% |