Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,756 | $63,082-49.7% | $81,716-61.1% | $79,852-60.2% |
| Participation rate | 51.5% | 67.5%-16.0pp | 72.0%-20.5pp | 69.6%-18.1pp |
| Annual return | 8.80% | 22.66%-13.9pp | 29.49%-20.7pp | 31.72%-22.9pp |
| Employer contribution / active EE | $1,172 | $1,795-34.7% | $4,310-72.8% | $2,471-52.6% |
| Participant deferral / active EE | $2,718 | $2,780-2.3% | $7,108-61.8% | $3,740-27.3% |
| Admin fee / account holder | $471 | $4,428-89.4% | $5,159-90.9% | $5,306-91.1% |