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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,916 | $66,402-59.5% | $109,907-75.5% | $85,847-68.6% |
| Participation rate | 46.7% | 63.9%-17.2pp | 74.2%-27.6pp | 69.3%-22.7pp |
| Annual return | 20.11% | 19.59%+0.5pp | 29.46%-9.4pp | 318.61%-298.5pp |
| Employer contribution / active EE | $1,020 | $1,687-39.5% | $2,844-64.1% | $2,565-60.2% |
| Participant deferral / active EE | $1,573 | $2,842-44.7% | $4,047-61.1% | $3,952-60.2% |
| Admin fee / account holder | $1,097 | $4,557-75.9% | $6,069-81.9% | $6,261-82.5% |