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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,242 | $63,861-66.7% | $104,639-79.7% | $79,856-73.4% |
| Participation rate | 51.9% | 64.9%-13.0pp | 74.1%-22.2pp | 69.6%-17.7pp |
| Annual return | 20.51% | 21.30%-0.8pp | 340.67%-320.2pp | 31.71%-11.2pp |
| Employer contribution / active EE | $1,110 | $1,588-30.1% | $2,682-58.6% | $2,471-55.1% |
| Participant deferral / active EE | $1,686 | $2,693-37.4% | $3,738-54.9% | $3,741-54.9% |
| Admin fee / account holder | $1,198 | $4,185-71.4% | $6,465-81.5% | $5,306-77.4% |