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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,560 | $65,364-76.2% | $92,909-83.3% | $72,975-78.7% |
| Participation rate | 65.0% | 68.3%-3.3pp | 76.0%-11.0pp | 69.5%-4.5pp |
| Annual return | 33.85% | 42.11%-8.3pp | 109.44%-75.6pp | 81.01%-47.2pp |
| Employer contribution / active EE | $1,637 | $2,594-36.9% | $3,653-55.2% | $2,440-32.9% |
| Participant deferral / active EE | $3,347 | $3,128+7.0% | $4,238-21.0% | $3,608-7.2% |
| Admin fee / account holder | $149 | $4,251-96.5% | $5,795-97.4% | $5,124-97.1% |