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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,458 | $57,352-88.7% | $83,831-92.3% | $64,173-89.9% |
| Participation rate | 50.0% | 68.6%-18.6pp | 76.1%-26.1pp | 69.6%-19.6pp |
| Annual return | -37.59% | 11.38%-49.0pp | 850.99%-888.6pp | 7.63%-45.2pp |
| Employer contribution / active EE | $1,222 | $2,546-52.0% | $3,631-66.4% | $2,381-48.7% |
| Participant deferral / active EE | $1,725 | $2,993-42.4% | $4,082-57.8% | $3,470-50.3% |
| Admin fee / account holder | $135 | $4,046-96.7% | $5,479-97.5% | $4,887-97.2% |