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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL4+ years Filed as: LPL FINANCIAL LLC Service code 27 PO BOX 502533 · SAN DIEGO, CA 821502533 | Advisory (Plan) | $37,527 |
JPMORGAN INVEST HOLDINGS LLC4+ years Service code 64 · EIN 13-2624428 | Recordkeeping Fees | $27,319 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,222 | $73,102+9.7% | $123,549-35.1% | $56,287+42.5% |
| Participation rate | 91.0% | 74.3%+16.7pp | 82.3%+8.7pp | 69.9%+21.1pp |
| Annual return | -6.96% | 3.01%-10.0pp | 119.20%-126.2pp | -9.96%+3.0pp |
| Employer contribution / active EE | $0 | $2,977-100.0% | $4,628-100.0% | $2,111-100.0% |
| Participant deferral / active EE | $10,053 | $5,423+85.4% | $6,426+56.4% | $3,350+200.1% |
| Admin fee / account holder | $368 | $554-33.5% | $9,284-96.0% | $521-29.3% |