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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,869 | $127,387-47.5% | $115,038-41.9% | $125,389-46.7% |
| Participation rate | 87.5% | 84.2%+3.3pp | 81.4%+6.1pp | 83.2%+4.3pp |
| Annual return | 0.62% | 31.28%-30.7pp | 26.14%-25.5pp | 282.24%-281.6pp |
| Employer contribution / active EE | $5,115 | $5,166-1.0% | $4,608+11.0% | $4,866+5.1% |
| Participant deferral / active EE | $7,499 | $6,423+16.8% | $6,026+24.4% | $5,352+40.1% |
| Admin fee / account holder | $2,021 | $9,516-78.8% | $8,175-75.3% | $9,541-78.8% |