Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,600 | $52,678-74.2% | $75,784-82.1% | $59,633-77.2% |
| Participation rate | 42.9% | 67.2%-24.4pp | 75.8%-33.0pp | 68.7%-25.8pp |
| Annual return | -7.55% | 2.95%-10.5pp | 9.68%-17.2pp | 2041.45%-2049.0pp |
| Employer contribution / active EE | $1,330 | $2,193-39.4% | $3,323-60.0% | $2,203-39.6% |
| Participant deferral / active EE | $1,751 | $2,591-32.4% | $3,652-52.0% | $3,192-45.1% |
| Admin fee / account holder | $390 | $3,610-89.2% | $5,300-92.6% | $4,297-90.9% |