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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,977 | $148,623+147.6% | $135,974+170.6% | $139,466+163.8% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 19.21% | 79.30%-60.1pp | 68.30%-49.1pp | 373.66%-354.5pp |
| Employer contribution / active EE | $4,454 | $5,246-15.1% | $4,859-8.3% | $4,754-6.3% |
| Participant deferral / active EE | $8,923 | $8,103+10.1% | $7,760+15.0% | $6,712+32.9% |
| Admin fee / account holder | $6,790 | $12,406-45.3% | $10,767-36.9% | $11,409-40.5% |