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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,394 | $98,776+206.1% | $149,745+101.9% | $79,856+278.7% |
| Participation rate | 88.9% | 75.8%+13.1pp | 82.5%+6.4pp | 69.6%+19.2pp |
| Annual return | 15.04% | 27.38%-12.3pp | 276.72%-261.7pp | 31.71%-16.7pp |
| Employer contribution / active EE | $3,315 | $3,217+3.0% | $4,646-28.7% | $2,471+34.1% |
| Participant deferral / active EE | $7,855 | $5,681+38.3% | $6,843+14.8% | $3,741+110.0% |
| Admin fee / account holder | $46,786 | $6,053+673.0% | $9,312+402.4% | $5,306+781.7% |