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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,511 | $91,525-21.9% | $130,026-45.0% | $75,181-4.9% |
| Participation rate | 96.6% | 71.4%+25.1pp | 78.5%+18.1pp | 67.2%+29.4pp |
| Annual return | 20.09% | -631.40%+651.5pp | -137.26%+157.3pp | 160.69%-140.6pp |
| Employer contribution / active EE | $2,408 | $2,844-15.3% | $4,321-44.3% | $2,671-9.8% |
| Participant deferral / active EE | $4,974 | $4,342+14.6% | $5,821-14.5% | $4,126+20.6% |
| Admin fee / account holder | $3,779 | $6,778-44.3% | $10,608-64.4% | $5,650-33.1% |