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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,566 | $98,760+5.9% | $149,715-30.2% | $79,858+30.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 16.27% | 27.43%-11.2pp | 276.66%-260.4pp | 31.72%-15.4pp |
| Employer contribution / active EE | $7,271 | $3,217+126.0% | $4,645+56.6% | $2,471+194.3% |
| Participant deferral / active EE | $5,849 | $5,681+3.0% | $6,842-14.5% | $3,740+56.4% |
| Admin fee / account holder | $736 | $6,053-87.8% | $9,310-92.1% | $5,306-86.1% |